Dental Work Deals that will Leave You Smiling

The term dental insurance is actually misunderstood by many people. Dental insurance should be thought of as a way to assist you in paying for basic dental needs. It is NOT intended to bring you back to optimal health – otherwise there wouldn’t be an annual limit which dictates when your coverage stops. Our office will assist you in submitting your forms. If insurance coverage is of concern, our commitment is to coach you on the minimum recommended dentistry to minimize out-of-pocket expenses. Sometimes the various plans can be confusing and may misrepresent their true benefits, therefore, it is advised that if you have ANY questions about coverage on any MAJOR treatment, that you consider asking us to do a pre-estimate of benefits PRIOR to beginning treatment.

Please understand that regardless of your plan, the dental care treatment is provided for you. Therefore, you are ultimately responsible for any fees incurred for any dental care provided regardless of plan limitations, deductibles, co-payments, waived procedures, excluded procedures and so on. We use the latest tools to diagnose your mouth for needed treatment. We don’t diagnose your dental plan, insurance benefits, or anything else. You will be given the information to make informed decisions about what treatment you wish to proceed with first. While our computer system does an excellent job breaking down each procedure and calculating patient portions, there are several things in an individual plan that could influence the benefit you actually receive.  If your plan changes, your coverage changes, or any other information has changed since your last visit, let us know, so we can use that opportunity to update your records.

Generally speaking, most employers will offer a variety of plans and allow the employee the opportunity to make a choice on the type of coverage plan they desire. Please contact us if you have any questions.

~ by cupertinodentist on October 29, 2008.

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